Year: 2018

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2018 – 2019 Federal Budget update

May 10, 2018

Here’s a roundup of some of the key proposals put forward in the 2018 – 2019 Federal Budget. We take a look at how they might affect your financial goals — whether you’re starting out in your working life, building a career, having a family, or moving toward or living in retirement. Remember, at this […]

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Royal commission commentary

May 1, 2018

You may be aware that a Royal Commission into the banking, superannuation and financial services industry is underway. Over the past week, AMP has appeared and subsequently received media attention. Everyone at The Ebony Rose Group were shocked by what we read and heard because we take our ongoing service responsibilities to you and our […]

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Spread your money, reduce risk

April 18, 2018

Six out of ten Australians own investments outside of the family home and super. That’s good news. The only problem is that many people are still putting all their eggs in one, or just a few, baskets. A recent study by the Australian Securities Exchange (ASX) found 40% of investors admit they don’t have a diversified […]

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Benefits for first home buyers and downsizers

April 11, 2018

Changes aimed at improving housing affordability have passed through parliament. See what the new rules could mean for you. Government proposals around improving housing affordability in Australia were passed through parliament on 7 December 2017.i As part of the changes, first home buyers will be given a tax concession through the ability to save for […]

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Love and money? It’s not about control.

March 28, 2018

While talking about money is not the most romantic way to spend an evening, it’s worth putting some time aside to explore shared goals and the way you manage your money as a twosome. Our approach to managing household finances can make a big difference to the health of a relationship. Thankfully, the old line […]

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Bitcoin – is it really for you?

March 21, 2018

Over the past 12 months many clients, investors and people in the finance industry have received numerous junk emails or unsolicited invitations to start trading bitcoin. This alone is a concern but when heavy hitters like the International Monetary Fund (IMF) start calling out the risks of bitcoin, the warning bells should definitely start ringing. […]

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How to retire, your way

March 14, 2018

How you’d like to spend your retirement is as unique as you. From the big life changing goals, to the smaller, more personal ones that give your life meaning. There’s no defined age you must retire by, and it isn’t just about your finances. Your state of mind, where you live, how you spend your […]

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Simple money steps for women

March 7, 2018

The same approach to managing day-to-day money can be applied to long-term investments. And with International Women’s Day later this week, we thought it would be appropriate to share with you some simple money steps for women. It was Carrie Bradshaw, of Sex and the City fame, who said: ‘I like my money where I can […]

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Does property always go up?

February 20, 2018

It may be time to reconsider some myths about property investment. With so much emphasis on property in the media, it can be difficult to sort fact from fiction. But before investing in any type of asset—including property—it pays to consider the pros and cons, and any commonly held misconceptions. Here we bust 3 property […]

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Sports lovers enjoy better financial fitness

February 13, 2018

If your golf clubs have been under wraps or your tennis racquet has been tucked away for some time, it could be worth dusting them off. Research by AMP found Australians who play sport regularly are 64% more likely to achieve their financial goals than those who don’t. With the warmer weather, plenty of us […]

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