Category: Personal

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Fear a market plunge? Hold your nerve.

April 28, 2020

The spread of coronavirus has been followed by some of the biggest plunges in share markets since the global financial crisis (GFC), both here in Australia and around the world. There’s nothing new about a market correction, but for those close to retirement in can be a nerve-wracking experience. If you’ve checked your superannuation balance […]

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What the coronavirus stimulus package means for you and the economy

April 7, 2020

With the COVID-19 coronavirus crippling the Australian economy and affecting livelihoods, the Australian Federal Government has announced a range of measures to support both businesses and individuals.  The total stimulus announced to date is worth $189 billion, or 10% of the size of the Australian economy, and the government has said more financial support will […]

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Coronavirus – what to watch for and what should investors do?

March 13, 2020

Coronavirus continues to rattle investment markets as the number of new cases outside China continues to rise posing increasing uncertainty over the impact on economic activity. Its impact has intensified following the collapse of The Organisation of Petroleum Exporting Countries (OPEC) discipline, causing a further plunge in oil prices and raising concerns about debt servicing […]

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5 saving graces of giftmas

December 9, 2019

Gift giving is one of life’s joys, until the credit card bill comes through. Here are five ways to maximise the love without blowing your budget.  According to a recent Financial Planning Association of Australia reporti, 85% of us find more joy in giving gifts to others than in getting them ourselves. Though we love […]

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What kind of money parent are you?

September 23, 2019

Many parents approach the topic of money differently, but could your way of doing things influence your kids’ success? The majority of Aussie mums and dads recognise that they’re accountable when it comes to shaping their children’s perspective around money matters. A recent report published by the Financial Planning Association of Australia (FPA), revealed parents […]

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Why people choose the wrong credit card

August 12, 2019

According to recent findings, three out of five Aussie customers are not receiving any financial benefits from having a credit card. It’s long been suspected that for many people, the humble credit card is a pretty poor financial product, which can end up costing far more than it returns in benefits. Now we have a bit more […]

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How to adult – a quick guide to personal finances in your 20s

April 29, 2019

It’s a pity there’s no handy ‘How to’ book to teach you about adult life, especially when it comes to finances. It’s something that you need to learn on the job. To make the task easier, here’s a breakdown of the three trickiest areas to get to grips with in your twenties – debt, cash […]

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6 ways to reduce your credit card debt

January 22, 2019

$45 billion. That’s how much Australians owe on their credit cards.i Now, perhaps that’s no drama if we’re not paying too much to access credit and we’re managing to avoid interest charges by paying back what we owe on time. But we paid a collective $1.5 billion in fees in 2016-17.i And we’re taking out new […]

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How to spend mindfully this Christmas

December 4, 2018

It’s the morning after the night before. You wake up on Boxing Day and stumble into the lounge room to face what looks like…Armageddon. There’s wrapping paper strewn all over the floor, every surface is covered with toys and knick-knacks that seemed like a good idea at the time and the recycling bin is already […]

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How to deal with financial stress

October 30, 2018

Close to one in three Aussies are feeling the pinch financially, with money worries reportedly leading to sleep loss, conflicts in relationships, isolation, as well as a range of other things.i These were the findings from the inaugural Financial Stress Index, compiled by global research firm CoreData on behalf of Aussie group, Financial Mindfulness, which indicated […]

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