Category: Property

In the last week of September, the Treasurer announced proposed changes to the Responsible Lending Legislation. The main reason for these proposed changes was to open up more lending opportunities for businesses and consumers once Covid-19 was under reasonable control, and the country was closer to economic normality. Key elements of the reforms include: Removing […]

Self Employed Walter and Betty are a married couple in their late 50s. Walter has been self-employed for more than 20 years. Betty works part-time at the local pharmacy. They have had some tough years financially with income down for a few years, until about a year ago, when Walter was able to sign new […]

Six out of ten Australians own investments outside of the family home and super. That’s good news. The only problem is that many people are still putting all their eggs in one, or just a few, baskets. A recent study by the Australian Securities Exchange (ASX) found 40% of investors admit they don’t have a diversified […]

Changes aimed at improving housing affordability have passed through parliament. See what the new rules could mean for you. Government proposals around improving housing affordability in Australia were passed through parliament on 7 December 2017.i As part of the changes, first home buyers will be given a tax concession through the ability to save for […]

It may be time to reconsider some myths about property investment. With so much emphasis on property in the media, it can be difficult to sort fact from fiction. But before investing in any type of asset—including property—it pays to consider the pros and cons, and any commonly held misconceptions. Here we bust 3 property […]

Increasing house prices are good news for property owners but can be a bit of a hurdle for people trying to get into the market. If, like many of our clients, your goal is to help your children buy a home, there are a few ways you can help. Perhaps some of the tips below […]

If you’ve paid off your home, have a healthy stash of super and take an overseas holiday each year, you’ve made it financially. That’s the view of many Australians according to recent research. A study by comparison site Finder found paying off the mortgage is the financial milestone 74% of Australians value most. Having enough […]

It’s not unusual that life can be smooth sailing one minute and throw you a curveball the next. You might be hit with an injury or illness, a reduction in income or redundancy, a separation from your partner, or even a death in the family—all of which can be difficult, emotionally as well as financially. […]

By replacing your existing loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year i to ensure the interest rates, fees and features continue to meet your needs. With interest rates also at an […]

When it comes to the rent-versus-buy debate, like many of our clients you may be weighing up the pros and cons. You might be thinking that you’d love to buy a house but it all seems out of reach right now. Are you asking whether it’s still a good idea to invest in property at […]